Financing Options

No Interest for 30 Months†

On purchases made with your Lovesac credit card from 11/8 - 12/2/2024. Equal monthly payments required for 30 months. Promo fee of 2% of amount financed will be included in required monthly payments.

^{†Offer available online 12 AM PST on 11/8/2024 through 11:59 PM PST on 12/2/2024 and in all Lovesac showrooms 11/8 - 12/2/2024. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.}

No Interest if Paid in Full Within 24 or 18 Months†

On purchases made on your Lovesac credit card from 11/8 - 12/2/2024. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 or 24 months. Minimum monthly payments required.

^{†Offer available online 12 AM PST on 11/8/2024 through 11:59 PM PST on 12/2/2024 and in all Lovesac showrooms 11/8 - 12/2/2024. A Promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.}