Get Your Order by 12/24. See our Holiday Shipping Guide Here.

Lovesac Financing

Apply for a Lovesac Credit Card to get our promotional financing.

Get 24 Months Promotional Financing***

***On purchases made with your Lovesac Credit Card from 10/15/21 to 11/14/21. Subject to credit approval.
24 equal monthly payments required. See showroom/website for details.

Lovesac Cardholder Benefits

  • No annual fee****
  • Receive special offers throughout the year
  • Convenient online account management & bill pay
  • Available in showrooms and online

Apply Online or in a Showroom

It's easy to apply online or in a showroom. Answer a few questions and receive an instant credit decision. If you wish to use your card immediately online or in-store, please have your account number and authorization code ready at the time of purchase. For assistance, chat with us below or email us and we'll call you within 24 hours.

Need Help Now?

If you'd like more assistance while applying, let us help you. Chat with us online or give us a call.

Manage Your Account

Already a Lovesac credit card member? Pay your bill online, view statements, & update your account information.

Frequently Asked Questions

Q: How do I apply?

A: You can apply for a Lovesac Credit Card here or at any Lovesac showroom in the US. Find your local showroom here.

Q: Where can I use my Lovesac Credit Card to make purchases?

A: Use your card online, when placing an order via phone, or at any of our Lovesac showrooms.

Q: Are my online purchases secure?

A: Your security is important to us, and we guarantee that shopping at Lovesac is safe – no matter which credit card you use. We employ SSL (Secure Socket Layer) encryption to protect your information.

Q: Who do I contact for further information or account inquiries?

A: Please contact Synchrony Bank Credit Card Customer Service at 1-800-333-1076 or click here to Manage Your Account.

Q: How do I know how much I have available on my credit card?

A: To find out how much available credit is on your Lovesac Credit Card account, please contact Synchrony Bank Customer Service at 1-800-333-1076.

Q: Can I make a Lovesac Credit Card payment online?

A: Absolutely. Just click on the Manage Your Account link and follow the prompts to access your account.

Q: What if I don't have enough available credit on my account to complete this purchase?

A: Please contact the Customer Love Team.

Q: I just got my statement and the payment plan isn't what I thought it would be. Who should I contact?

A: Please contact Synchrony Bank Customer Service at 1-800-333-1076.

Q: I made a mistake when selecting my plan. Who should I contact?

A: Please contact Synchrony Bank Customer Service at 1-800-333-1076.

Q: How do I close my account?

A: Please contact Synchrony Bank Customer Service at 1-800-333-1076.

Q: Is there an annual fee?

A: For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.

Financing Terms

No Interest for 24 Months***

On purchases made with your Lovesac credit card 10/15/21 - 11/14/21. 24 equal monthly payments required.

***Qualifying purchase amount must be on one receipt. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Any monthly payments shown in connection with this promotional offer exclude taxes and delivery and should allow you to pay off the promotional purchase within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period.  If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances.  Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.  Existing cardholders: See your credit card agreement terms. Subject to credit approval. 

 

 

Need more details? Terms & Conditions
*Minimum of $350 purchase required. Must be first-time purchase. This program is only available to United States residents.