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Lovesac Credit Card

12 Months Promotional Financing Available**

On purchases with your Lovesac credit card. We reserve the right to discontinue or alter the terms of this offer any time.

Lovesac Credit Card Sample

Lovesac Cardholder Benefits

  • No annual fee.****
  • Receive special offers throughout the year.
  • Convenient online account management & bill pay.
  • Available in stores and online.

Apply Online or In-store

It's easy to apply online or in-store. Answer a few questions and receive instant credit decision. If you wish to use your card immediately online or in-store, please have your account number and authorization code ready at the time of purchase. For assistance, click here to chat or email us and we'll call you within 24 hours.

Need Help Now?

Let us help you apply online or over the phone.

Manage Your Account

Already a Lovesac credit card member? Pay your bill online, view statements & update your account information.

Q: HOW DO I APPLY?
A:You can apply for a Lovesac Credit Card here or at any Lovesac store in the US. Find the store nearest you here.

Q: WHERE CAN I USE MY LOVESAC CREDIT CARD TO MAKE PURCHASES?
A: Use your card online, when placing an order via phone, or at any of our Lovesac stores.

Q: ARE MY ONLINE PURCHASES SECURE?
A: Your security is important to us, and we guarantee that shopping at Lovesac is safe – no matter which credit card you use. We employ SSL (Secure Socket Layer) encryption to protect your information.

Q: WHO DO I CONTACT FOR FURTHER INFORMATION OR FOR ACCOUNT INQUIRIES?
A: Please contact Synchrony Bank Credit Card Customer Service at 1-800-333-1076 or click here to Manage Your Account.

Q: HOW DO I KNOW HOW MUCH I HAVE AVAILABLE ON MY CREDIT CARD?
A: To find out how much available credit is on your Lovesac Credit Card account, please contact Synchrony Bank Customer Service at 1-800-333-1076.

Q: CAN I MAKE A LOVESAC CREDIT CARD ACCOUNT PAYMENT ONLINE?
A: Absolutely. Just click on the Manage Your Account link and follow the prompts to access your account.

Q: WHAT IF I DON'T HAVE ENOUGH AVAILABLE CREDIT ON MY ACCOUNT TO COMPLETE THIS PURCHASE?
A: Please contact the Customer Love Team here.

Q: I JUST GOT MY STATEMENT AND THE PAYMENT PLAN ISN'T WHAT I THOUGHT IT WOULD BE. WHO SHOULD I CONTACT?
A: Please contact Synchrony Bank Customer Service at 1-800-333-1076.

Q: I MADE A MISTAKE WHEN SELECTING MY PLAN. WHO SHOULD I CONTACT?
A: Please contact Synchrony Bank Customer Service at 1-800-333-1076.

Q: HOW DO I CLOSE MY ACCOUNT?
A: Please contact Synchrony Bank Customer Service at 1-800-333-1076.

Q: IS THERE AN ANNUAL FEE?****
A: For new accounts: Purchase PR is 29.99%; Minimum Interest Charge is $2.

Q: WHAT ARE THE FULL TERMS & CONDITIONS?
A:

No Interest if paid in full within 6 Months*
On Purchases with your Lovesac Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum Monthly Payments required.

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to cancel or change this offer at any time.

No Interest if paid in full within 12 Months**
On Purchases with your Lovesac Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum Monthly Payments required.

** Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to cancel or change this offer at any time.